The findings of the 2025 T3/Inside Information Advisor Software Survey were revealed in March of 2025 at the annual T3 Technology Conference. This year marks the ninth appearance of RightCapital in the results of the survey.
There are numerous players in the financial planning industry, but “The Big 3” are widely recognized as eMoney, MoneyGuidePro, and RightCapital. In the 2025 survey, they held market shares of 28.20%, 22.79%, and 20.68%, respectively. This summary will focus on these key players.
1. The highest satisfaction rating goes to…RightCapital!
RightCapital is no stranger to top-rated advisor satisfaction. In fact, RightCapital has been the highest rated financial planning platform across the past four T3 surveys, as well as the January 2023 and the August 2023 Kitces Reports.
In this year's T3 survey, RightCapital scored an average user rating of 8.52. To put that into perspective, that is the highest score achieved by any of the Big 3 since RightCapital first entered the survey in 2017.
2. RightCapital is the one Big 3 software gaining market share
From 2024 to 2025 alone, RightCapital's market share experienced significant growth, jumping from 14.64% to 20.68%.
In contrast, the T3 survey demonstrates reductions in market share for both eMoney and MoneyGuidePro. eMoney's market share fell from 29.55% to 28.20%, and MoneyGuidePro's market share saw a substantial drop from 33.36% to 22.79% within just one year.
3. RightCapital’s market share has grown 5x
RightCapital’s growth has been rising since its first appearance in the T3 survey. Between 2017 and 2025, RightCapital's market share according to respondents surged by 510%, rising from 3.39% to 20.68%. In the same period, eMoney's market share increased by 10%, while MoneyGuidePro's market share declined by 45%.
4. RightCapital’s growth is predicted to continue
RightCapital once again emerged as the top choice when respondents were asked about other programs they were considering. The survey authors observed:
In the yellow box listing of programs that our survey respondents are considering switching to, we see that RightCapital is drawing more attention than the two programs ahead of it in market share. Leadership in the yellow box, we believe, suggests an upward movement in market share in the next survey.
5. RightCapital stands out for specialized modules
In the survey's examination of specific tools such as Estate Planning, Social Security Analysis, College Planning, and Account Aggregation, RightCapital's modules also ranked in the top three for market share among respondents.
RightCapital received the highest ratings in the Account Aggregation Tools category for any software with more than 1% market share. In the College Planning Tools category, RightCapital tied with eMoney for the highest ratings, scoring 8.08/10. For Social Security Analysis, RightCapital outperformed both eMoney and MoneyGuidePro in ratings.
And RightCapital isn't stopping there—with introductions of advanced tax planning features within the past year such as Tax Strategies and Tax Analyzer, the T3 team noted, "We should probably include RightCapital's tax module in next year's survey" in the Tax Planning Software category.
From Estate Planning and Social Security Analysis to Account Aggregation and Tax Planning Software, RightCapital's expansive platform is supporting advisors in more ways than ever before.
Schedule a personalized 20-min demo for a 14-day free trial of RightCapital to see it for yourself.